January 11, 2023
AgencyCommercial Vehicle Insurance 101
What is commercial auto insurance? Commercial car insurance has many of the same protections of a typical auto insurance policy, but it covers vehicles that are used for business instead of personal use. Commercial auto insurance is a type of business insurance that covers commercial instead of personal vehicles. Like regular car insurance, a commercial […]
January 3, 2023
AgencyAuto Insurance 101
Auto insurance is a contract between the policyholder and the insurance company. The policyholder agrees to pay the premium and the insurance company agrees to pay losses as defined in the policy. Auto insurance provides property, liability and medical coverage: Property coverage pays for damage to, or theft of, the car. Liability coverage pays for […]
December 20, 2022
AgencyThe Importance of Home Gutters
Gutters are one of the most ignored parts of any homeowner’s maintenance list. Understandably, rain gutters are simple in their design and operation; they carry water from the roof to the ground. However, this helps protect your house from serious water damage. Read on if you’re asking yourself, How do gutters work and why are they […]
December 13, 2022
AgencyHomeowners Insurance 101
Homeowners insurance is a package policy. This means that it covers both damage to property and liability or legal responsibility for any injuries and property damage policyholders or their families cause to other people. This includes damage caused by household pets. Damage caused by most disasters is covered but there are exceptions. Standard homeowners policies […]
December 6, 2022
AgencyWhat to Consider Before Renting
There are lots of things you should consider before renting an apartment, house, townhouse, or other rental property. You might focus on the location of the rental, such as which neighborhood it’s in and which amenities are close (like grocery shopping, parks, and public transportation), but it’s also important to ensure the rental unit itself […]
November 29, 2022
AgencySecure Your Vacant Home
Perhaps you’re moving and haven’t sold your home yet; or maybe it’s undergoing a major renovation. Whatever the reason for having to leave your home, it’s important to remember to protect it while you’re gone. An empty home is vulnerable to theft and vandalism. To prevent these and other unfortunate mishaps from happening to your […]
November 22, 2022
AgencyCold and Flu Prevention
The single best way to reduce the risk of seasonal flu and its potentially serious complications is to get vaccinated each year, but good health habits like avoiding people who are sick, covering your cough and washing your hands often can help stop the spread of germs and prevent respiratory illnesses like flu. There also are flu antiviral drugs that […]
November 17, 2022
AgencyVacation Home Insurance 101
Like any residence, your vacation home needs to be insured—but because the risks are different, the coverage might cost more than your primary homeowners policy. Before you leap into second-home ownership, consider the factors that will likely affect the price you’ll need to pay for insuring it. Second homes provide a respite from weekday life, […]
November 8, 2022
AgencyLower Your Energy Bill
Keeping the lights on isn’t cheap — never mind the air conditioning, furnace and hot water heater. In fact, the typical family spends more than $1,400 per year on utilities, according to the Energy Department. Tweaking your usage can lower your bill by as much as 25%. Try these effective ways to save money: Check […]
November 2, 2022
AgencyChild Safety and Protection Month
National Child Safety and Protection Month is an entire month dedicated to recognizing the unique potential dangers many children face in their everyday lives and taking tangible steps of prevention against those challenges. Taking safety measures can help reduce the number of unintentional injuries and deaths. In honor of Child Safety and Protection Month, we […]